Terms & Conditions
Please read these terms carefully before using RuwadLearn. By accessing our website, you agree to these terms.
Table of Contents
1. Acceptance of Terms
By accessing and using RuwadLearn ("the Website"), you accept and agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use the Website.
These terms apply to all visitors, users, and subscribers of the Website.
2. Description of Service
RuwadLearn is a free educational platform that provides content about Islamic finance, including but not limited to:
- Blog articles and educational guides
- A glossary of Islamic finance terminology
- Frequently asked questions and answers
- Email newsletter with curated content
All content is provided free of charge for educational purposes.
3. Educational Content Disclaimer
This is important: All content on RuwadLearn is for educational and informational purposes only. It does not constitute:
- Financial advice — We are not licensed financial advisors. Our content should not be relied upon for making financial decisions.
- Religious rulings (fatwas) — We present general information about Islamic finance principles. For specific Shariah guidance, please consult a qualified Islamic scholar or Shariah board.
- Legal advice — Our content does not replace professional legal counsel.
We strive for accuracy but cannot guarantee that all information is complete, current, or error-free. Always seek professional advice for your specific situation.
4. Intellectual Property
All content on RuwadLearn — including text, graphics, logos, design, and overall structure — is the property of RuwadLearn and is protected by applicable intellectual property laws.
You may:
- Read and share our content for personal, non-commercial use
- Link to our articles with proper attribution
- Quote brief excerpts with credit to RuwadLearn
You may not:
- Reproduce, distribute, or republish our content without written permission
- Use our content for commercial purposes without authorization
- Modify, adapt, or create derivative works from our content
- Remove any copyright or proprietary notices
5. User Conduct
When using RuwadLearn, you agree not to:
- Use the Website for any unlawful purpose
- Attempt to interfere with the Website's operation or security
- Submit false or misleading information through our contact forms
- Scrape, crawl, or harvest content using automated tools without permission
- Impersonate any person or entity
6. Newsletter & Communications
By subscribing to our newsletter, you consent to receive periodic emails from RuwadLearn. You can unsubscribe at any time using the link provided in each email.
We will never share your email address with third parties for marketing purposes. See our Privacy Policy for full details.
7. Third-Party Links
Our Website may contain links to third-party websites or resources. These links are provided for convenience and reference only. We do not endorse and are not responsible for the content, accuracy, or practices of any third-party websites.
8. Limitation of Liability
To the fullest extent permitted by law, RuwadLearn and its team shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:
- Your use of or inability to use the Website
- Any decisions made based on content found on the Website
- Any errors or omissions in our content
- Any unauthorized access to or alteration of your data
9. Indemnification
You agree to indemnify and hold harmless RuwadLearn and its team from any claims, losses, damages, liabilities, costs, and expenses arising from your use of the Website or violation of these terms.
10. Governing Law
These Terms & Conditions shall be governed by and construed in accordance with applicable laws. Any disputes arising from these terms shall be resolved through appropriate legal channels.
11. Changes to Terms
We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to this page. We will update the "Last Updated" date at the top when changes are made. Continued use of the Website after changes constitutes acceptance of the updated terms.
12. Contact
If you have any questions about these Terms & Conditions, please contact us:
- Email: hello@ruwadlearn.com
- Contact Form: ruwadlearn.com/contact